| Before you begin working with an advisor, it is important that you
do your research. Our questionnaire below will help guide you in this process. If you are looking for a financial counsel,
try browsing our advisor directory. The professionals listed here have agreed
to abide by our high standards. |
| The 403(b)wise Advisor Questionnaire |
Each advisor you are considering should be asked the following questions:
- What is your educational background?
- What is your CRD (Central Registration Depository) number?
- What financial credentials do you hold?
- What is your financial planning education?
- How did you become a financial advisor?
- How long have you been offering financial services?
- What state and/or national oversight agencies are you registered with?
- How many hours of continuing education do you take each year?
- How many clients do you currently serve?
- Will I work directly with you?
- How do you educate your clients about the investment process and their specific portfolio?
- Explain how you will diversify my portfolio.
- What is your investment philosophy?
- Please detail all fees or commission involved, including all costs of mutual funds or variable annuity sub accounts.
- How will my plan be implemented?
- How often will we meet?
- Please include any fees related to closing an account (i.e. surrender or back-end charges.)
- Please provide me with a written agreement that details services that will be provided.
- Please provide in writing your pledge to act as fiduciary on my behalf.
- How are you compensated?
A printer-friendly copy of these questions is available here (pdf). |
| Looking for Financial Counsel? |
| Our directory of financial advisors is a great place to start your search. |
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