403(b) Must Reads Gain a greater understanding of the 403(b) from our favorite reads.     Employer Get Wise Guide to the New 403(b) Regs New regs offer employers unique opportunity to drastically improve their plan. [403(b)wise] Model 403(b) Plan Simple recipe to ensure a quality, employee-friendly 403(b) that is in IRS compliance. [Morningstar]   Why Schools Lack Low-Cost 403(b) Investment Choices Detailed description of myriad reasons school employees often lack direct access to low-cost 403(b) choices. [Michael Engdahl] 403(b) Boondoggle Blog on ills of the 403(b). [Gerry Born] 403(b) Info for Teachers from the SEC Excerpt: Let's examine what a 403(b) plan is, and then go through the choices you'll likely need to make if you decide to invest in a 403(b) plan. [SEC] Teachers, Did You Forget to do Your Homework on 403(b) Plans? Excerpt: Because the stakes are so high, you need to know what's inside your 403(b) plan. [San Diego Union] ING to Give Teachers Refunds Union members steered into high-fee annuities will get $30 million in a New York agreement. [LA Times] NJ Teacher Wins Fight on 403(b) Fees Math teacher Bruce McNutt persuaded school board to add Vanguard 403(b) products. [John Wasik] Unions' Advice Is Failing Teachers Labor groups have joined forces with investment firms to steer members into 403(b) plans that often have high expenses and poor returns. [LA Times] Fleecing Teachers Some of the biggest names in insurance — AIG, ING, AXA, MetLife — peddle lousy retirement plans to teachers. One and a half million teachers blithely signed up for these dogs — often with their unions' blessing [Forbes] Teachers Have Few Defenses When Investing in 403(b)s Plans rife with problems; teachers often lose out. [Wall Street Journal] Teachers Get Harsh Lesson on Investing Excerpt: "This whole system needs to change... teachers are pretty much being thrown to the wolves." [SignOnSanDiego] The 403(b) Commandments Ten rules to invest by. [403(b)wise] Teach and Retire Rich Easy-to-read guide to wealth building for educators by 403(b)wise. [403(b)wise]   Start a 403(b) Learn how to sign up and begin contributing to a 403(b) plan. [403(b)wise]   Learn Impact of Fees on the 403(b) While you can't control the market you can control how much you pay for your investments. [403(b)wise]   Allocate Investments Wisely To offset divergent performance, experts recommend a portfolio spread among a variety of asset classes. [403(b)wise]   The One Fund Solution? Target-date funds may hit bullseye for savers seeking simplicity. [403(b)wise]   Do Annuities Make Sense in a 403(b)? The low down on annuities inside a 403(b). [403(b)wise] 403(b)ill of Rights Help reform the 403(b) — here are ten ideas or amendments to bring the 403(b) into the 21st century. [403(b)wise]   Shark Attack! Teachers, college professors and other education workers are being threatened by sharks — but not the kind that swim in the sea! [American Teacher]   Can There Be Too Much Choice in a Retirement Savings Plan? Conventional wisdom suggests that the more investment options a savings plan offers, the better. Conventional wisdom may be wrong. [Vanguard] Comprehensive Compilation of Arguments Both Pro and Con For Variable Annuities in Tax Deferred Savings Plans Excerpts and links from more than 200 independent sources on the merit of placing variable annuities in tax deferred plans like the 403(b). Insurance industry view is also presented. [Ronald A. Uitz]     Home | Disclaimer | © 2001-2007 bWise Guys, LLC. All rights reserved.