Welcome, Beginners Don't feel bad if you are unschooled in the ways of the 403(b). The simple fact is that employers and the mainstream press have done a very poor job of educating the public about the 403(b). At the end of the day, however, the responsibility for understanding a retirement plan rests squarely on the shoulders of the individual investor. We are here to lighten the load on your shoulders.     Before we begin there are a few things you should know about 403(b)wise.   About Us This website was started by two teachers fed up with the lack of unbiased 403(b) education, and the lack of quality low-fee investment choices offered by our employers.   Our Philosophy It is our belief that with financial education, patience and realistic expectations, individuals are perfectly capable of managing their own 403(b). We also believe that the two single most important things an investor can do is to choose quality, low-cost investment products, and to properly allocate investments. Each of these points is covered in our 403(b) Must Reads section.   403(b)wise Doesn't Take Itself Too Seriously Seriously. Securing your financial future is serious. But it can also be fun. We like to have fun. At times, we will poke fun at the world that is the 403(b), especially in our WiseCracks commentary. If this is a problem, you may want to visit www.dryboringstodgyinvesting.com. We understand it is quite popular with annuity investors. See, we can't help ourselves.   Enough of that corporate mumbo jumbo. Let's finally get going on the road to 403(b) Wiseness. The following is a checklist or scavenger hunt if you will. Click through this list and read the following articles and points. It won't take long.     1. Read the following: 403(b) Must Reads The stories assembled in this area are perhaps the quickest way to get Wise to the 403(b).     2. 403(b) FAQs This section provides in-depth information on the 403(b) retirement plan.     3. Got a 403(b) question? Got a 403(b) answer? Go to our Discussion Board. You will learn a wealth of 403(b) information by regularly monitoring and posting to our Discussion Board which is frequented by 403(b) participants and 403(b) experts.     4. Take a look at our Disclaimer. The truly Wise know that all information should be viewed with a discerning eye, including that found on this site.     5. There are several ways you can support this web site and our message. Visit us often. Share the site and its content with co-workers. Participate on our discussion board. If you are someone who purchases products from Amazon we encourage you to use our special bWise Amazon link. The site receives a small percentage of the purchase price of any item. The price of the book or Amazon item is the same whether you buy it from our link or on your own. It's just if you go through our link we benefit. Any support would be greatly appreciated.     5. Another way to support this site is by purchasing a copy of our new book Teach and Retire Rich. To view the table of contents, and learn more about this book click here.     6. Sign up for the bWise Alert and we'll send you the latest 403(b)/457 news and information directly to your computer. Go to the bottom of our home page and sign up.     Good luck. Managing a 403(b) can seem overwhelming to beginners. Don't let it be. Learn at your own pace. Spend little bits of time over a regular period getting Wise to the 403(b). For those looking for a simple, autopilot way to manage their 403(b) read The One Fund Solution? to see if Target-Date Retirement Funds are for you.     Home | Disclaimer | © 2001-2005 bWise Guys, LLC. All rights reserved.