Greetings to all 403(b)wise readers. Let me start by expressing my gratitude to Dan Otter and the other 403(b) reformers who frequent this site. Because of your invaluable 403(b) and 457 information, you guys have certainly saved me a lot of heartache and money over the years. From reading your articles I learned how high fees and surrender charges made 403(b) plans a "heads-you-lose-tails-I-win" proposition for most investors.
As a teacher in CA I will have a pension when I retire. Many financial authors say that the pension serves as the "conservative" portion of the portfolio, and thus a 403(b) should be more waited towards stocks. Thoughts?
December 2, 2013
Breakdown of 401(k) plan costs; Key takeaway: bigger plan = less costs. [Bank Rate]