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How to Start a 403(b)


Read this and this (the IRS has some good stuff too).


Research available vendors and product costs.


Understand the impact of fees and use our calculators to estimate how much you will need to save.


Open an account with your chosen vendor. Select investments and name a beneficiary or beneficiaries.


Complete a Salary Reduction Agreement with your employer in which you determine the amount you wish to contribute to your 403(b) each pay period.

Go to the 403(b) Must Reads

Wise News

Hiltzik: Longtime Teachers' Pensions
Are Well Earned

They are "designed to reward people who provide a full career."


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